CANADIAN DENTAL CARE PLAN
We are NOW accepting the Canadian Dental Care Plan (CDCP) for our existing Steveston Smiles patients.
We are thrilled to have the Canadian government recognize the vital role that oral health has in a person’s overall health and wellness. We are starting by accepting CDCP coverage for our current and active patients. At this time we are not accepting new patients who have CDCP coverage. This will allow our team the time they need to learn the administrative ins and outs of this new plan.
The following steps are required to allow us to take your CDCP coverage:
- Be a current and active patient of Steveston Smiles.(Be a patient for a minimum of 1-year and have been seen for regular dental care within the last year.)
- A copy of your CDCP card so we can verify coverage before any appointments.
- A complete oral examination will need to be completed to which will include: Exam, oral cancer screening, periodontal, TMJ and bite assessment as well as any necessary x-rays.
- Read and sign a CDCP consent form.
- Your dental services will be pre-authorized prior to each appointment and a financial agreement will need to be signed prior to treatment.
- Provide credit card information to have securely on file for fees that are not covered by the CDCP.
What is covered by the CDCP?
The CDCP currently covers dental procedures that are under the BASIC category for dental insurance. Examples of what is covered currently under the CDCP is: dental exams, cleanings, x-rays, fillings and extractions. Dental procedures that are under the MAJOR category for dental insurance are currently not covered by CDCP but are projected to be able to send in pre-authorization starting November 1, 2024. These major coverage procedures will be subject to the clinical criteria and exclusions of the CDCP. Bridges, implants and implant crowns are currently not covered under the CDCP plan.
| ADJUSTED FAMILY INCOME | HOW MUCH WILL CDCP COVER? | HOW MUCH WILL YOU HAVE TO PAY? |
|---|---|---|
| Lower than 70,000 | 100% of the CDCP restricted fee schedule. | The fee difference between the CDCP restricted fee schedule and the BC provincial fee guide. |
| Between 70,000 and 79,999 | 60% of the CDCP restricted fee schedule. | The fee difference between the 60% of the CDCP restricted fee schedule and the BC provincial fee guide. |
| Between 80,000 and 89,999 | 40% of the CDCP restricted fee schedule. | The fee difference between 40% the CDCP restricted fee schedule and the BC provincial fee guide. |
When can you apply? and when can you start using your CDCP benefits?
Service Canada will accepted CDCP applications in phases.See the table to see if you are eligible.
| AGE GROUP | ELIGIBLE TO APPLY | WHEN CAN YOU USE YOUR CDCP BENEFITS? |
|---|---|---|
| Seniors 87+ years | December 2023 Will receive a letter inviting to apply |
Now |
| Seniors 77-86 years | January 2024 Will receive a letter inviting to apply |
Now |
| Seniors 72-76 years | February 2024 Will receive a letter inviting to apply |
Now |
| Seniors 70-71 years | March 2024 Will receive a letter inviting to apply |
Now |
| Seniors 65-69 years | May 2024 Can apply online |
Now |
| Adults with Disability tax credit and children under 18 years old | June 2024 Can apply online |
Now |
| 18 to 64 years | 2025 Can apply online |
Unknown |
Questions?
Any questions, don’t hesitate to ask. Please keep in mind that the CDCP is new to us as well and we get CDCP updates at the same time as the general public. We appreciate your patience and understanding while we navigate the CDCP government plan with you.
